Medical insurance is a type of insurance coverage that covers the cost of an insured individual›s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
In health insurance terminology, the «provider» is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The «insured» is the owner of the health insurance policy; the person
with the health insurance coverage.
We have developed a simple modular system, allowing you to pick and choose the benefits you want. These include hospital and out-patient cover, maternity and dental treatment plus an emergency medical evacuation option. Our longestablished relationship with the insurance providers means we can provide a host of additional benefits including cover for pre-existing conditions, subject to policy conditions. We can even offer a nil excess option.